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Gen Z has become homeowners at a rate higher than not only the Millennials, but also Gen X. In the US, homeownership complaints are a big thing among redditors who don't actually want to be tied down but it's not really the issue they claim.
I straight up don’t believe that 30% of 19-26 year olds own homes. That’s a ridiculously improbable number. I bought a house at 22 and my real estate agent- who was probably a top 10%, and definitely in the top 20%, by volume of sales- said I was his youngest ever successful sale, and that he doesn’t get many clients within a few years of me either. If he’s representative- and DFW is one of the larger housing markets in the country so he should be reasonably so- then just based on ages, that’s not happening.
Instead what I suspect happened with this- I can’t find the specific survey methodology- is that this was a survey of heads of household, which actually tells us that gen z is likely to live with parents/as roommates if they can’t afford to buy. This tracks very well with everyone’s lived experience that I’ve heard and is also much more plausible than lots of early-20s homebuying.
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The oldest gen-Z is 26 years old. Their home acquisition numbers are reflective of inheritance and a minority with social media success. Addtionally, home ownership is a useless metric if you don't know their monthly premium. Home ownership is only 'liberating' if is is somewhat affordable.
Ah, if you don't like the numbers, just wave them away.
Median salary for a gen-Zer is about $38,000: https://www.forbes.com/advisor/business/average-salary-by-age/
Assuming they have $40k for a down payment lying around, and ZERO debt, they can afford a $200,000 house. Townhomes in my semi-rural town in Utah are $250,000+. The numbers just straight up just don't pass the smell test.
Edit: Just checked Zillow, the cheapest listing I can find in my town (that isn't a trailer in a trailer park) is $265k, that's for a townhome.
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Archive.is doesn't work for many people now (including me) so I can't comment.
But if they say 30% of people age 19-26 own homes then either they're wrong or family wealth is the reason. No way these people are buying homes with their wages.
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