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naraburns  nihil supernum  1yr ago (text post)   34908 thread views

Culture War Roundup for the week of March 13, 2023

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The issue here isn't the government. It's running a business with $millions in cash but not having a person familiar with basic corporate finance to help them manage it, as well as not spending a bit of time on investopedia to learn it themselves.

Banks fail. The government has rules in place as to what happens when they do, they require banks to disclose these rules (e.g. FDIC insured up to $250k) and these rules are enforced. Is it your belief that SVB stopped disclosing FDIC insurance limits? SVB is only minimally a story of government being useless/corrupt - at least, it wasn't a story about govt corruption until Yellen/Biden decided to take money from workers and give it (indirectly) to wealthy venture capitalists.

I mean really, is a safe full of one pay-period worth of physical cash too much to ask? Is this how financially illiterate we have become?

These motherfuckers need to eat shit. CFOs won’t get it until they see Roku employees setting up GoFundMe’s for lunch money.

There was a woman at my grandmother’s retirement home who’d worked in a Saudi hospital in the 80s or 90s. She oversaw their payroll switch from carrying in a literal sack of money to the exotic technology of checks. People weren’t used to working with them, but they were a way more efficient solution than handing out cash.

In this scenario is HQ going to mail me an envelope stuffed with cash or do I have to fly to San Francisco and pick it up?

Money orders only, sorry.

George Bailey will be waiting for you in the Bay Area asking if you can hold out a bit

I mean really, is a safe full of one pay-period worth of physical cash too much to ask?

Yes.

it wasn't a story about govt corruption until Yellen/Biden decided to take money from workers and give it (indirectly) to wealthy venture capitalists.

The money to make depositors (who are mostly employers, not VCs) whole is coming from a fund paid into by banks, not taxpayers.

That’s basically the same thing as taxpayers. People who didn’t invest in shit bank have to pay for shit bank.

And the correlation between pays a lot in taxes and has a lot of deposits is likely quite high.

My mistake on whether the funds will be taken from workers or people who deposit money in banks that engage in prudent risk management.

But I guess going forward, there's no point bothering to put your deposits into the reliable banks.

The money to make depositors (who are mostly employers, not VCs)

Who owns these depositors, and has been furiously lobbying the government to protect their asset over the weekend?

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