The Wednesday Wellness threads are meant to encourage users to ask for and provide advice and motivation to improve their lives. It isn't intended as a 'containment thread' and any content which could go here could instead be posted in its own thread. You could post:
-
Requests for advice and / or encouragement. On basically any topic and for any scale of problem.
-
Updates to let us know how you are doing. This provides valuable feedback on past advice / encouragement and will hopefully make people feel a little more motivated to follow through. If you want to be reminded to post your update, see the post titled 'update reminders', below.
-
Advice. This can be in response to a request for advice or just something that you think could be generally useful for many people here.
-
Encouragement. Probably best directed at specific users, but if you feel like just encouraging people in general I don't think anyone is going to object. I don't think I really need to say this, but just to be clear; encouragement should have a generally positive tone and not shame people (if people feel that shame might be an effective tool for motivating people, please discuss this so we can form a group consensus on how to use it rather than just trying it).
Jump in the discussion.
No email address required.
Notes -
Have you finished your retirement calculation spreadsheet yet? If you're in the US, don't forget to take into account the fact that Social Security is expected to
run out of moneyreduce benefits by one-fifth in 2033. (Unfortunately, a cursory search indicates that nobody has set up a betting market for precisely when, or whether, this will happen.)Many years ago, I visited the town of Smithland, Kentucky; I was there to possibly buy a Lincoln Continental. I ended up not buying it - I have slight regrets about that - but while there I thought, "This would be a nice place to retire to." Just a little tiny town in the total end of nowhere, with houses still being sold for less than 100k in 2024. I wonder if that will still be a viable option when I go to retire in 2058 or so. All I'm really hoping to do in retirement is run a stall in a flea market, play chess, and maybe dig into some really hefty books like City of God.
More options
Context Copy link
Unfortunately, I have always known I should plan to get exactly $0 out of Social Security. I hate that I'm being basically robbed of money I'll never see a dime from, but there isn't much I can do about it. Except plan to fend for myself, of course.
More options
Context Copy link
That's another possibility. But, as the saying goes: "Hope for the best, but plan for the worst." Especially in the absence of any information regarding which possibility is more likely.
More options
Context Copy link
More options
Context Copy link
More options
Context Copy link