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PaperclipPerfector  7mo ago (text post)   2824 thread views

Small-Scale Question Sunday for March 24, 2024

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

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So, now that mint.com has turned into intuit, which is a useless loan advertising platform, anybody have any budgeting trackers worth recommending? I'm looking particularly for something that can track spending in one place.

Have you tried Ledger?

If you want a very powerful, but very crusty, option that will probably not have the problem of turning into an advertising platform. GnuCash has the capability of "properly" doing bookkeeping with full double-entry accounting. It's probably overkill for personal budget tracking, and comes with the expected jank of a raw GNU project, but there is a reason GAAP exists.

You Need A Budget. I have found it to work better than Mint ever did, even before it got acquired by Intuit.

Something like YNAB?

I recommend YNAB. The only counter-argument is that it is specifically designed to stop you juggling credit cards to manage a temporarily negative liquid net worth, so if that is something you want to do then YNAB won't work for you.

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