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PaperclipPerfector  5d ago (text post)   25877 thread views

Culture War Roundup for the week of March 31, 2025

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My sheer laziness has saved me. I was asking about financial advice a month back, which largely confirmed my urge to buy the S&P 500 or Vanguard.

Then the previous market crash happened, and I resolved to buy the dip, but ended up procrastinating.

Still am, but look at me, saved from (theoretical) losses by Never Doing Anything.

Buy a Vanguard index fund. Don't worry about dips or peaks. The stock market was lower last September. People are making a very big deal about a small bump.

The bump is small because part of the market is betting that these tarrifs will be reversed, either immediately or following some face-saving negotiation. Obviously it's not very smart to bet against the wisdom of the market, but depending on your local and personal conditions it can be wise to engage in some risk-hedging. For example, There's a pretty decent chance I'll either lose my job in the next two months thanks to contracting stuff, or keep the job and buy a house, so I'm sitting on a fair amount of liquid cash so I can respond to either eventuality.

I intend to, but I'm unfortunately quite lazy. When I do, I'll park it and forget it till a rainy day.

Can't have losses if you never put money in the market. taps head

I'm also (somewhat) saved by laziness... was going to buy more (on leverage) yesterday but never got around to doing it. Never Get Up.

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