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Notes -
Whose money is being laundered and who is doing the laundering?
Same person for both. Imagine they bill you 15k for flowers, write it up as 30k on their books, you pay 15k however you pay, they pay another 15k in illegal cash. It all gets written up as coming from you, even though half of it is their own money illegally gained but now with a "legitimate" income source. So long as nobody compares notes.
Then again, everything I know about money laundering I learned from Breaking Bad and Ozark, so you know. Grain of salt and all that.
The "split-invoicing" you're describing would indeed be money laundering, but I don't see how wedding suppliers are uniquely positioned to take advantage of this tactic. It would immediately raise red flags if a florist is depositing tens of thousands of dollars in cash since weddings are not known to be a cash-intensive industry. Generally you'd want a service business which has little to no variable costs (like flower inventory) to keep track of. That's why Breaking Bad used a car wash, and Ozark used a strip club. Both are perfect money-laundering operations.
Just a nitpick - while the store front of most florists isn't cash intensive, the back end can be, especially if you go heavily on the 'locally sourced, independent farmer' angle. A lot of my family is in the flower industry, and "is it because they're money laundering?" is a common response when people learn how outrageous florist mark ups can be, like charging $20 a stem for roses you paid $10 a bunch for outrageous. But really it's a combination of luxury, perishability, ip, antitrust prospiracy and the fact that the majority of people who go into flowers just want to play with flowers, not run a business.
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