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Notes -
Intellectually? Hell yeah. Intelligence and Income correlate up to the point where one reaches a comfortable middle class existence. Cowen discusses the same study here. Both interpretations are focusing on the question of "Are top 1% earners super-geniuses?"; I'm more focused on the question of what does it take to get one to the $40k-$60k income range.
Returning to your hypo, $25/hr is warehouse worker wages in my area at this point, low-no skill involved, and if one holds down a full time job equates to about $50k/yr; I would respect such a man morally, he may be a good man, but not intellectually, he is unlikely to be a man with great insight into the world in the motte-ian sense. For reference a McDonald's manager nationally will make about $65k on average, ranging up towards $84k, and I know from Chamber of Commerce stuff that a lot of Taco Bell and related franchises are aiming to raise managerial salaries towards $100k. And, for that matter, I doubt a man making $50k/yr would change his name and flee the country to dodge a debt under $10k! Which was the original question.
For myself, I've been in the position of "losing everything" professionally, my career completely derailed and only minimal savings. Within eighteen months I had cobbled together two jobs (neither of which had anything to do with my prior skillset) that combined earned me about $75k/yr. So maybe that perspective tends to give me faith that intelligence and talent will out itself over time.
You don't seem to recognize the incoherence of the implication that everyone can be a manager (who are they managing if everyone is a manager?)
Anyway, I would simply suggest that you keep in mind that many people have struggles and limitations that you seemingly don't/can't even fathom. There are lot of physical and mental health issues that can preclude the life path you're sketching out. But even aside from that, people can get stuck in a subsistence trap that's very hard to break out of.
For example, let's say you're currently employed in a contract job with a temp agency and you want to get a better job. That requires physically going to interviews. But those interviews happen during business hours, when you're working. Your contract gives you no paid time off and you're unable to change your shift schedule to get time off during the day to attend interviews. What are you supposed to do? If you take a day off, that's a couple hundred dollars of foregone wages you simply cannot afford because your cashflow is already razor thin. And realistically you'll have to take a lot of days off to take enough job interviews to finally get accepted somewhere else.
Let's just say I speak from experience.
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