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Small-Scale Question Sunday for November 5, 2023

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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For someone that just makes $100K/year at their very normal job, buys a very normal house, and puts a bunch of money into index funds, I genuinely have no idea why they think taxes are hard.

This isn’t hard, but depending on things like family structure and what state you live in, it can turn into a game of ‘how do I get the biggest refund from the government’, because A) the government likes to try to change middle class consumption patterns with subsidies paid out as tax refunds and B) most workers overpay from their payroll deductions anyways.