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PaperclipPerfector  1yr ago (text post)   4498 thread views

Small-Scale Question Sunday for November 5, 2023

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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In one sense you're right, but his implication is that different people have different (and arguably more or less correct) preferences about when to spend money, or personal discount rates, and that his personal discount rate is much lower than usual, in that he's willing to let it sit for a long time and enjoy it later.

That's a very strange financial outlook, and I didn't get the impression it was implied. You should be spending money during your (or your child's) youth because the returns on a better childhood/adolescence far outweigh the returns on the stock market. As the most obvious example, that's why college loans exist. That rationale could just as easily apply to highschool or earlier, and to non-academic pursuits as well.

I don't think that's true when you're talking about ten million. Like, sure, some excellent tutors and a college education are valuable, but that's not ten million, and there are things you will want to spend money on as an adult that you can't as a teenager.

Hm, sometimes one has thoughts that are stupid, doesn't think about them too much, and writes them on the internet. Grandparent was one of those times. Sorry!

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