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Notes -
Social Security retirement is a pure transfer programme - the targetted beneficiaries get cash out of it, which is fungible, flexible etc. in the same way as earned cash, and administrative costs are very low because the eligibility criteria are things the government already knows about you (age and contribution history). The claim that "we" get "very little" out of it is outgrouping the elderly. I understand why you want to do that - I was one of the people who called COVID-19 the "Boomer Remover" like that was a good thing - but it kind of excludes you from real-world political debate with actual voters in it.
If "we get very little out of our government programs" is a claim about government inefficiency, then the place to start looking is other than the most efficient government programme.
Some seniors benefit for now. At a cost to them before. Its still a transfer program, and all transfer programs are bad.
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