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PaperclipPerfector  1yr ago (text post)   4014 thread views

Small-Scale Question Sunday for August 27, 2023

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

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Well just like any business there's a break-even point where their costs will outstrip what people are willing to pay for insurance. With the dramatic rise of housing prices pretty much everywhere in the US especially over the past ~5 years, it makes perfect sense to me.

Yes. Lots of people do it. They can get in trouble with their mortgage company but not everyone gets caught.

Then they get to learn about the not so wonderful world of force placed insurance. It's, as you can imagine, atrociously expensive and the borrower has to pay for it.

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