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The only nation I have any authoritative knowledge on in Europe is the UK, but I get your point.
While I'm fond of the idea of free public healthcare, a country needs to be very wealthy indeed to provide it at a quality equivalent to what you can get from market rates in a private setting. They will need at least an implicit idea of cost-benefit, since there many interventions that work but have 5 or 6 figure price tags. I'm aware the NHS does that, albeit with public pressure often forcing them to accept treatments with terrible returns.
Or as I'd put it, if you're getting sick, you better aim to be really sick if you want something done about it in a timely manner. Around the point where the ER doctors need to triage you first so their metrics aren't screwed by you dying on their doorstep.
But in practice it is the sin of the American system to overpay for treatments because of what amounts to public pressure (as manipulated by those who stand to profit). The NHS is actually quite good at denying costly treatments, at least by the standards of 1st world healthcare systems.
I could very well be wrong, but I'm under the impression that most of the massive spends come from insurance companies.
Yes, that increases premiums for everyone else, but the US is wealthy enough to take it. I'm unsure what facilities are available to some poor uninsured bastard (literally poor) who catches a particularly unusual type of leukemia and would need 6 figures in treatment with dubious outcomes. Surely the government doesn't foot that bill, and said person dies on the street or in a hospital instead?
If it's people paying out of pocket directly or indirectly through insurers, that's a different matter in my eyes, albeit not that big a difference. At least the Americans break in new techniques and drugs, and the price eventually drops to something cheap enough for the rest of us.
(I agree with your points, this is all additional commentary, and commentary I'm not sure on)
I'm ignorant, but I think hospitals are obligated to treat people?
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But not the sort of really sick where you need a scan to find out that your illness is life threatening.
I have a cousin who only found out about that when she flew back to her 3rd world homeland to get treatment.
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