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PaperclipPerfector  11d ago (text post)   2413 thread views

Small-Scale Question Sunday for March 30, 2025

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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Vanguard Target Retirement Income Fund

The Target Retirement Income Fund is designed for investors already in retirement. The fund seeks to provide current income and some capital appreciation by investing in Vanguard index funds. This fund’s allocation to stocks and bonds [30∶70] is the allocation that all Target Retirement Funds are expected to assume within seven years after their designated retirement dates. Investors in this fund should be willing to accept modest movement in share price and be able to tolerate the market risk that comes from the volatility of the stock and bond markets.

Or, if you're feeling risk-averse: Vanguard Total World Bond ETF

  • Seeks to track the performance of the Bloomberg Global Aggregate Float Adjusted Composite Index.

  • Broad, diversified exposure to the global investment-grade bond market.

  • Unique ETF of ETFs structure.

  • Intermediate-duration portfolio, with exposure to short-, intermediate-, and long-term maturities.

  • Provides current income with high credit quality.

Comparison page

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The weekly Culture War threads host the most controversial topics and are the most visible aspect of The Motte. However, many other topics are appropriate here. We encourage people to post anything related to science, politics, or philosophy; if in doubt, post!

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Why are you called The Motte?

A motte is a stone keep on a raised earthwork common in early medieval fortifications. More pertinently, it's an element in a rhetorical move called a "Motte-and-Bailey", originally identified by philosopher Nicholas Shackel. It describes the tendency in discourse for people to move from a controversial but high value claim to a defensible but less exciting one upon any resistance to the former. He likens this to the medieval fortification, where a desirable land (the bailey) is abandoned when in danger for the more easily defended motte. In Shackel's words, "The Motte represents the defensible but undesired propositions to which one retreats when hard pressed."

On The Motte, always attempt to remain inside your defensible territory, even if you are not being pressed.


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