Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?
This is your opportunity to ask questions. No question too simple or too silly.
Culture war topics are accepted, and proposals for a better intro post are appreciated.
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Notes -
Sure, it doesn't have to be orgies, but doing a lot of sleeping around with partners you don't know well is the main use case. Rates of HIV transmission for PIV sex are less than one per 1000 instances of sleeping with an infected partner. Even the highest risk forms of sex are about 1 in 72 chance, though I get that that's certainly high enough that you wouldn't want to cavort with a person known to be infected without prophylaxis. Meanwhile, drugs to suppress viral load in an infected individual, which should be done anyway to prevent the deleterious health effects, also prevent HIV transmission, so if this is with someone you know has HIV, it isn't needed, provided they just use that. The chief use case, then, is if you're often sleeping with people (especially men with men) whom you don't trust or don't know whether they have it.
That said, I agree that in general, it should be possible to buy insurance with fewer mandated things, especially along hydroacetylene's take-responsibility-for-yourself lines.
I have no issue with baiting a disgust reaction here. Taxpayer money to enable behavior that I find reprehensible is more distasteful than taxpayer money wasted.
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