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PaperclipPerfector  1mo ago (text post)   2320 thread views

Small-Scale Question Sunday for October 13, 2024

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

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Yeah that’s a good way to put it. Ownership is a hedge.

This could be presented as a solid argument. Renting also means the real owner can take back their property under certain conditions, leaving you with nothing even if you technically still have the money to cover it.

So you would want to own the basic equipment that allows you to be economically productive so changing economic conditions won't immediately kneecap you.

Right, exactly. I watched a talk from Elizabeth Warren when she was a professor about this years ago. She encouraged people to splurge on things like restaurants and vacations rather than cars and houses because if things go south you can easily just not go out to eat versus having to unwind an expensive car or house payment.

Similar logic applies here I think.

Also it seems like in most cases the lifetime spend for renting dwarfs the cost of ownership.

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