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Small-Scale Question Sunday for October 6, 2024

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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Day-to-day expenses are already about as low as they'll get

You may still want to double-check against the numbers published by the Bureau of Labor Statistics—specifically, the "gross income less than 15 k$/a" column in the "size of consumer unit by income before taxes" table. (Note that these numbers were gathered in the 2022–2023 period, so they should be multiplied by something like 5.2 percent to account for inflation from January 2023 to today.)