ToaKraka
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The poorest country is Arab (South Sudan).
We've picked a plan off of a builder's site that we liked.
Note that architectural plans are copyrighted, so if you want to use that plan you have to also use that builder, unless the same plan has been licensed by multiple builders from a separate architect.
We could all technically live, Gilded Age–style, in a single room, but I don't want that. I'd want a living room and a space for a dinner table.
Clarification: That big central room is a combination living/dining room, as permitted under IPMC § 404.5.2. (I was just too lazy to label it.) A width of 7 feet may seem small, but under IRC § R312.2 it is permissible, and Architectural Graphic Standards for Residential Construction fig. 2.24 indicates that it is sufficient for a dining table to fit, as long as everybody sits on the same side. (If I'd had the book in front of me when I made the drawing, I would have made the living/dining room 8 feet wide, so that people could face each other across the dining table. With that mild augmentation, the area rises to 1347 ft2 + 94.5 in2.)
I'm also trying to do a 2-floor build.
Note that the IRC's prescriptive design assumes that the second floor will contain only bedrooms and implicitly bathrooms. (Compare table R403.1(1) note b with table R301.5.) If you ignore that assumption, you may have to pay extra for an engineer's services, since the architect will not be able to just copy-and-paste from the IRC's tables.
Here's a design that meets your new criteria. (I'm assuming a detached garage, and not bothering to draw it.) (Whoops—swap the office and the kitchen.)
After this thread I think I need to hire an architect.
Come up with your own original design first, before letting an architect mess stuff up. Doodling random floor plans is fun!
Also, I think you should go straight to a homebuilder (which will have an in-house architect), not to an architect. I tried hiring several architects, and did manage to get one to help me pick a lot, but they generally didn't seem very interested in me. Presumably they have bigger fish to fry, such as designing larger commercial, industrial, and apartment buildings.
If you want any sound-deadening put into interior walls, think about it now.
IRC appendix BG (Sound Transmission)
The Architectural Graphic Standards have a really nice multi-page table listing a bunch of different interior-wall cross sections, including their sound transmission class.
The design we're looking at is 3,300 ft2. Do you think it would be possible to get away with less house?
I can fit your stated requirements into 1301 ft2. Use your imagination!
What should I hope to learn from those books? They appear to be reference books about regulations.
The Architectural Graphic Standards include a lot of helpful guidelines and drawings in addition to regurgitation of (an old version of) the mandatory codes.
Reading the Architectural Graphic Standards and the codes enables you to draw up on your own a rough design on which the builder's architect has only to put minor finishing touches, rather than describing what you want to the builder's architect and having him draw up from scratch a design that probably will require a bunch of iteration.
Not the same person, but:
(1) I'm paying mostly cash, since I have it and I generally dislike the idea of taking out gigantic loans just to have the bank second-guess everything. Of the 220-k$ price tag, I already have 110 k$ of investments, and my brother has agreed to lend 40 k$ to me. While construction is ongoing, I expect to make up the remaining 70 k$ with my salary and (if absolutely necessary) a 35-k$ unsecured loan and my two 10-k$ credit cards.
(2) I drew up a rough design on my own, and then hired an architect to double-check the suitability of a few lots that I found on Zillow. The builder's in-house architect then made some small changes.
(3) I like insulation and heat pumps, and dislike closets and non-flat roofs.
(4) I bought the lot in February. I expect to get a construction schedule in the next week or two.
(5) The permit process has not yet started, but I don't expect much hassle. This lot does not have any environmental entanglements (such as a floodplain), and I certainly don't need any variances.
(6) (not applicable in Pennsylvania)
Plan one entrance to the house with no steps.
Specifically, in accordance with ICC A117.1 § 1104.2 and ch. 4.
That's a big house. Think about how you're going to use the rooms.
Architectural Graphic Standards for Residential Construction pp. 40 and 46–48 have some nice diagrams of bedrooms, living rooms, dining rooms, home theaters, and home offices, including typical furniture dimensions and clearances.
Take pictures of the inside of all the walls before you close them up. Write notes and measurements.
Or just keep a copy of the construction/as-built plans!
I now have spent a few hours muddling through a few solitaire games of Versailles 1919, and IMO it's quite fun.
I don't even know what I don't know about building
You may want to buy a copy of the Architectural Graphic Standards for Residential Construction. It's a bit pricey, but absolutely comprehensive in terms of design.
Highly relevant is the International Residential Code. This link leads to the 2024 version. Your jurisdiction probably uses an older version, but you may still want to tell your builder to obey parts of the newest version. In particular, ch. 11 (Energy Efficiency) has undergone major changes recently, such as §§ N1102.1.3 (Insulation and Fenestration Criteria: R-Value Alternative) and N1108.1 (Additional Efficiency Requirements). Appendices NE (Electric Vehicle Charging Infrastructure) and NG (Energy Efficiency Stretch Code) may also be of interest to you.
International Property Maintenance Code § 404.5 (Overcrowding) also has some handy guidelines for design, and ICC A117.1 (Accessible and Usable Buildings and Facilities) ch. 11 (Dwelling Units and Sleeping Units) has information on the different levels of accessibility that you may want to meet in order to facilitate "aging in place".
t. in the process of getting a two-bedroom custom house built for 220 k$
Or is that not possible because it would make him a creditor and the bankruptcy has to figure out how to pay those out?
This, I think. But I'm not a lawyer.
They're in your settings. Note that there's a "themes are not officially supported" warning messsage.
This factsheet from <del>
Mindgeek</del><ins>
Aylo</ins>
confirms it.
What number would you consider more appropriate?
I've been depressed for a few years, so I may be misremembering the comparative enjoyment. But, IIRC, before I became depressed, playing video games was a much more reliable source of enjoyment than masturbating to a jade-like beauty, and fapping was merely an extra bonus that could be quickly extracted at the end of the day without requiring me to invest hours of time into it (but still requiring a significant amount of annoying arm exercise).
Are you familiar with the meme "nut, clean up, close 50 tabs"? And, to put it delicately, how familiar?
Based on personal experience, I assume that the meme is a gross exaggeration and the typical person engages in, not two-hour edging/gooning sessions, but 30-minute fap/schlick sessions.
Are you implying that masturbation (1) feels significantly better than 99% of other experiences, (2) puts you in an incapacitated stupor for 1–3 hours, and (3) can be performed as many times per day as you want, just like a real drug can be taken? If so, I think you're exaggerating a little too much.
Is Texas just requiring the same sort of "age verification" that's existed since the '90s (the website asks "are you 18?" and you click "yes")?
No. This new law effectively requires adults to upload their driver's licenses for age verification.
HB 1181 requires a covered entity to “use reasonable age verification methods to verify that an individual attempting to access the material is 18 years of age or older”. To verify age, a covered entity must require visitors to “comply with a commercial age verification system” that uses “government-issued identification” or “a commercially reasonable method that relies on public or private transactional data”. The entity may perform verification itself or through a third-party service.
(I don't know what "a commercially reasonable method that relies on public or private transactional data" would be.)
Is 200 k$ the limit on the amount that Keith's insurance would cover?
No, it's the limit on the amount that Carlos's insurance would cover.
If not then Keith is entirely in the right here, and the bankruptcy judge should not have required the limit of 200 k$ in the first place.
To clarify: This situation arose solely because Keith was impatient. He asked the two judges to impose the 200-k$ limit because he wanted to get his money ASAP, without waiting for the bankruptcy proceedings to finish.
I purchased them out of sheer amazement and thankfulness that they exist. I don't have any spare time/energy to play them, though.
If you're tired of the unrealistic peace treaties of Crusader Kings, Europa Universalis, Victoria, and Hearts of Iron, one enterprising company has published a board game about the Paris Peace Conference that ended World War One: Versailles 1919. Here are some of the 52 different "issues" that can be resolved as part of the game. (The players are UK, France, USA, and optionally Italy.)
Kurdistan (Middle East, 3 victory points):
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French mandate: +1 to French empire, −1 to USA happiness, +1 to Middle East unrest, +1 to Balkans unrest
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UK mandate: +1 to UK empire, −1 to US happiness, +2 to Middle East unrest
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Independence: +1 to self-determination, −2 to French happiness, +2 to Middle East unrest
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No Kurdistan: (no effect)
Palestine (Middle East, 4 victory points):
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UK mandate: +1 to UK empire, +1 to Middle East unrest
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French mandate: +1 to French empire, −1 to UK happiness, −1 to US happiness, +1 to Middle East unrest
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Arab state: +1 to self-determination, −2 to UK happiness
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Zionist state (28 years early!): +1 to UK happiness, +3 to Middle East unrest
Prussia (Europe, 5 victory points):
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Germany: +1 to industry, −1 to French happiness, +2 to Europe unrest
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Danzig corridor: +1 to German containment, +1 to Europe unrest
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Poland: +2 to German containment, +2 to Europe unrest, −1 to US happiness
Slovenia and Croatia (Balkans, 5 victory points):
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Both independent: +2 to self-determination, +1 to Italy happiness
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Slovenia independent, Croatia in Yugoslavia: +1 to self-determination, −2 to Italy happiness
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Both in Yugoslavia: +1 to German containment, −4 to Italy happiness
If unrest in a region gets too high (perhaps due to an event card—Eleutherios Venizelos, Ho Chi Minh, Ibn Saud, etc.), an uprising may cause a settled issue to become unsettled, requiring a new resolution to be agreed to. But keeping troops mobilized to quash unrest will make your people unhappy.
The same company has also published board games in the same vein for negotiations during (not after) the War of the Sixth Coalition (UK, Austria, Russia, and France) and World War Two (UK, USA, and USSR). These two games have slightly more military action. (Which is more important—achieving your long-term diplomatic goals, or actually defeating the enemy in the short term?) All three of these games have solitaire/bot rules.
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Keith allegedly sustains injuries from a car crash in which Carlos is at fault. Keith sues Carlos for damages.
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In federal court, Carlos files for bankruptcy. In state court, Carlos moves to stay (pause) Keith's lawsuit, since Keith's claim must be disposed of as part of the bankruptcy case. Keith opposes the motion, arguing that, since Keith is seeking only Carlos's insurance coverage of 200 k$, and nothing from Carlos's actual funds (which now are part of the bankruptcy estate), Carlos's bankruptcy case will not be affected by Keith's lawsuit. The trial judge accepts Keith's explanation and denies the motion for stay. Likewise, the bankruptcy judge lifts the automatic bankruptcy stay that applies to all demands for payment made against Carlos, solely for purposes of Keith's lawsuit, and explicitly up to a limit of 200 k$. So the lawsuit continues in state court.
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At trial in state court, the jury finds that Carlos is liable to Keith, not just for 200 k$, but for 1.6 M$! Carlos moves to limit the damages award to 200 k$, in accordance with the prior agreement. But the trial judge rejects this argument, claiming that any limits on the verdict are the province of the bankruptcy judge, not of the trial judge.
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By this time, Carlos's bankruptcy case has been completed and closed. Keith goes back to the federal bankruptcy judge and moves that Carlos's bankruptcy case be reopened so that the entirety of Carlos's new 1.6-M$ debt to Keith can be ruled nondischargeable. But the bankruptcy judge rejects this argument. Having agreed that he would not seek more than 200 k$, Keith now is estopped from reneging on that agreement.
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With the bankruptcy judge's opinion in front of him, the state trial judge acknowledges that Carlos need not pay more than 200 k$ to Keith, but still refuses to modify the jury's damages award. Rather, the trial judge thinks that the official damages number should remain listed as 1.6 M$, and Carlos should first pay the 200 k$ and then submit a separate application to discharge the extra 1.4 M$. Carlos does so, but still appeals this rigmarole.
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The state appeals panel reverses and remands for the trial judge to reduce the official damages number to 200 k$, since the bankruptcy judge's stay was limited only to damages not exceeding 200 k$. (This is in 2025, regarding damages from a car crash that occurred in 2018.)
Just leave your car out in the rain, rather than letting it get dusty in the garage.
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