Mantergeistmann
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User ID: 323
Mantergeistmann
3hr ago
Given that in Anglo-Saxon culture, bēagġiefa, ring-giver, was a term used for a leader to whom men owed loyalty (after the practice of literally giving rings to his loyal subjects, and otherwise distributing wealth), said as a good thing... ring-giver and ring-servant as a (non-ominous) pairing seems reasonable enough to me.
Mantergeistmann
7hr ago
My emergency fund is effectively broken up into two categories: "unexpected same day check needed" (admittedly crazy unlikely), and "stock market's crashed and I lost my job and need to keep paying the mortgage."
Mantergeistmann
7hr ago
I'm also looking at BOXX, which is doing some sort of synthetic fund that converts returns into capital appreciation for tax efficiency. I'm still not sure how that works or how it's legal.
Mantergeistmann
8hr ago
I don't like the gladiatorial combat -- that's pretty dumb -- but I've certainly no issues with giving them a pre-Nazgul name that better reflects their circumstance. It means "ring servants" or something, right, which seems fitting (if a bit too on the nose, perhaps)? We can't all be Charlemagne and call our most loyal followers Paladins, after all.
Mantergeistmann
15hr ago
Before they were Nazgul, they were... Nazgnagôl!
I mean, that makes sense? They weren’t ringwraiths before they became wraiths, and it's not like they turned into wraiths the instant the put on the rings.
Mantergeistmann
23hr ago
.... have you looked at the rest of the people on this site?
Mantergeistmann
1d ago
That's the way I was leaning. I don't think I've actually ever bought a T-bill before, and I have to say, Fidelity's page for them looks needlessly complicated, to the point TreasuryDirect (archaic as the site may be) is looking more tempting for a purchase.
Mantergeistmann
1d ago
If I have a "slightly more than one year" timeframe (1 year, 5 months) before an expense, what's the best play? 1 year CD, 1 year bond, wherever I can find the best yield? Looking for "as close to guaranteed as possible, but definitely won't need the money before then so liquidity isn't a concern".
Mantergeistmann
1d ago
... I don’t think AAQC's are appropriate for puns, but damn that was good.
Mantergeistmann
2d ago
In an early episode, there is a scene where some of the characters order coffee from a coffee shop called "Babes 'n Brew." The girl working the counter is an impossibly attractive young woman wearing a bikini top. By "impossible," I mean that in real life you would pretty much never see a woman this attractive, dressed like that, working a job like that, in that part of the country.
... oddly enough, I was reading an article on Bikini Baristas just within the past week or two, and have no idea how I stumbled upon the link. Mught have been here, even. Or might have been in a discussion on submarines/sailors/shipbuilders. Who knows?
Mantergeistmann
2d ago
Is the show over? Or could it be setting up a later season where the son surpasses his father, and there's a reconciling/passing of the torch?
Mantergeistmann
2d ago
Mantergeistmann
2d ago
Southern Comfort Collins. My grandfather's wedding drink of choice, and I picked it up from him. Can't remember if he always made sure his came with a cherry, or with pineapple...
On a hot day, I'll go for either a gin & tonic or a Pimm's Cup. Or a mojito, I guess. If it's really hot, I'll make granita with vodka. Cold weather, it's got to be either a hot toddy or a hot buttered rum. For the absolute laziest of days, Rum & coke/Dr. Pepper/Cheerwine/basically any dark soda.
Do beer cocktails count as cocktails? Half-and-halfs are pretty good (Beer/root beer), and then of course radlers and shandygaffs are great on hot days. There's also the "girly Guinness", AKA Guinness & Grenadine.
Mantergeistmann
3d ago
... fine. NSFW warning for both content, ads, and everything else, but here: sexy stripper girl Karl(a) Franz
Mantergeistmann
3d ago
I like mutual funds. I like that when I buy, I can only buy at the end of the day, when there's no worry about "is the market going up or down."
Mantergeistmann
4d ago
For somebody who has that extreme level of risk aversion, what options are there that beat a HYSA? Browbeating her into equities isn't going to fly.
Ibonds? $10k/person/year limit, indexed directly to inflation + a fixed rate, state tax exempt, 30 year term, and 100% safe (well, unless the entire US burns to the ground, in which case nothing would be safe). The only "risk" is that you can't cash them for the initial holding period, and lose the latest 3 months of interest if you cash them within 1-5 years of purchase. Some years, it won't beat an HYSA (current inflation + fixed rate is 4.26%, so if you'd had a 4.5% HYSA earlier this year that would've been higher), but it will always beat inflation by the fixed rate.
On a similar topic, are there "non optimal" things that you do financially, but you do them anyway?
I have some very silly auto-invest/auto-transfers set up, just because I like the flow a bit better, and in some cases I've set them up so they can continue for the future instead of just investing the cash on hand now and then setting up the auto-system.
Related, but I tend to use different accounts as "buckets", even if one of them is giving me less of a rate than, say, an MMF would -- or if one MMF is giving a slightly worse rate than another.
Related related, but I use NFCU's savings account (earning dimes) over a different HYSA/MMF. Will I ever need that immediate liquidity? No, but I like having it there all the same.
The other one is that I'll actually keep a few index ETFs (at around $100) in an account that I also have a mutual fund in. I like being able to log in, see what it's at throughout the day without having to look up the ticker. So for instance, if I'm in an international mutual fund, I'll also have ~$100 in VXUS.
Mantergeistmann
4d ago
A modest proposal to unite the country (against me): Ironclad union laws, and scabs are made illegal... unless the scabs are undocumented immigrants, who will be given visas and (by law) permanently replace the striking workers 1-for-1 on payroll at their jobs if brought on to work.
Mantergeistmann
5d ago
this is actually a plot by the Washington-Rabat-Tel Aviv axis to take control of the Straits of Gibraltar
How Britain has fallen. Such a sad state of affairs... and yes, I'm sure in this conspiracy they fall under "Washington's vassal", but my point is that if there's one place they shouldn't, it's the Falklands. If there's two places, the second is Gibraltar.
Mantergeistmann
5d ago
But, if downloads and hype are anything to go by, the player base does not want meaning, or purpose, or lore. They want their character to be hotter. They want the companions to be hotter. They want their hot companion to have blonde hair and not black. They want to be able to fuck all of the hot companions at once.
I mean, that's literally every game in existence. There are some... impressively degenerate mods for the Total Warhammer games, and I don't just mean for the Slaanesh factions.
Mantergeistmann
5d ago
I've been a big fan of... is it Beta Strike? The mode where everyone has more health. I find I just like that gameplay loop a lot better than "everything is bassd around not being shot at all."
Mantergeistmann
5d ago
Jews were pretty easy pickings at the time
As opposed to at some other point in the previous thousand years?
Mantergeistmann
5d ago
I think the principle of equality under the law naturally leads to people saying rich and poor deserve the same rights.
"the laws' majestic equality, which forbids rich and poor alike to sleep under bridges, beg in the streets and steal loaves of bread."
Mantergeistmann
7d ago
Me, I'm lame and boring, and just hope this crash continues through the end of the week to when my paycheck gets auto-deposited/invested. Tempted to shift a bit of my emergency fund into the markets, though -- i can afford to rebuild it back up with no major worries.
Mantergeistmann
7d ago
It's interesting to me that he doesn't consider the point of captcha fights to be attrition - ideally to me, an RPG should be slowly grinding away your resources as you approach the boss, maybe even forcing you to withdraw and come back another day, refreshed and re-equipped.
That seems to be a bit of an uncommon view, though, and a lot of games don't encourage it -- 5e both tabletop and adaptation pay lip service with long vs short rests, but in practice...
A very good explainer for the "Republicans pounce" phenomenon.
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