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Notes -
We are kinda in an anomolous time. The ratio of median home price:median income is in uncharted territory. Granted, this is a national ratio, so local market movement is a huge factor.
Without major amounts of extra supply coming on your local market or an exodus when Lake Mead runs dry, I don't see a regression to the mean happening any time soon. It's a hard choice, given your increase in housing cost.
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