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Small-Scale Question Sunday for April 7, 2024

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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In a similar position. Have stronger personal reasons to buy so I will buy regardless, but really difficult to shake off the feeling that it’s financially a bad decision. Prices are already ridiculous how can they go up any higher?? But then I had the exact same idea 3 years ago and here we are. I just really really hate that housing became a speculation vehicle that can go up or down in value in big unpredictable swings. It must be the most boring low return low risk investment ever