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Notes -
How expensive is malpractice insurance? Does it differ between the two types of doctor? How many more years/loans does it take? How many more hours of work a week is it?
Not rhetorical questions, I'm curious and have no idea.
Malpractice is heavily dependent on state and specialty, can be as low as 5k-10k or as high as well into six figures (OB). Some states have caps on malpractice payouts, some everyone get sued constantly.
Loans are for 4 years undergrad + 4 years of medical school. After that you get paid while working 60-80+ hours a week (but the pay is 50-70) while in residency. Residency lasts like 3-7 years depending on the speciality, and to do some disciplines (like Cardiology) you have to do additional years of poor pay training on top of the residency.
Once an attending most jobs are 40-60 hours a week but some stay higher than that. Depending on the field you may also work weekends, nights, holidays, 24+ hour shifts, 2 weeks without a day off etc. even as a senior doctor.
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