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Small-Scale Question Sunday for July 2, 2023

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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Oh I was referring specifically to "These reduce the cost of housing"

Ah I should have said carrying cost! Thanks