Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?
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Notes -
That depends a lot on a type of "formal occasion". I own some "more upscale then jeans" clothes, but I haven't been in any occasion where khakis + nice shirt would make me under-dressed for years, and I do not expect to find myself in one anytime soon, so I don't own any clothes for that. Never owned a suit or tuxedo. Usually I wear jeans (or some other informal pants) + t-shirt, and that's completely enough for 99% of places I'll find myself in (excluding special occasion like gym or ski slopes, of course).
Yes, about once a quarter, on average, would be an accurate estimate. Sometimes more, sometimes less.
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