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PaperclipPerfector  2d ago (text post)   958 thread views

Wellness Wednesday for March 12, 2025

The Wednesday Wellness threads are meant to encourage users to ask for and provide advice and motivation to improve their lives. It isn't intended as a 'containment thread' and any content which could go here could instead be posted in its own thread. You could post:

  • Requests for advice and / or encouragement. On basically any topic and for any scale of problem.

  • Updates to let us know how you are doing. This provides valuable feedback on past advice / encouragement and will hopefully make people feel a little more motivated to follow through. If you want to be reminded to post your update, see the post titled 'update reminders', below.

  • Advice. This can be in response to a request for advice or just something that you think could be generally useful for many people here.

  • Encouragement. Probably best directed at specific users, but if you feel like just encouraging people in general I don't think anyone is going to object. I don't think I really need to say this, but just to be clear; encouragement should have a generally positive tone and not shame people (if people feel that shame might be an effective tool for motivating people, please discuss this so we can form a group consensus on how to use it rather than just trying it).

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I was going to ask how the Nvidia ride was for you last month, since I know you stayed heavily into it.

How often do you reallocate? I've always been jealous of people with most of their money in 401ks and IRAs, because dealing with cap gains is a nightmare for my money with no tax protection.

I've just let it ride. Im still up over 20x. I may rebalance at some point this year and divert some into my S&P fund, but paying the 15% cap gains tax doesn't seem worth it at the moment. I may harvest some losses off Intel with it though.

Just think, if you'd only put $1000 into Intel in 2000, you'd have almost $300 now!

At least when something drops like this you get to say things like "Intel's up 16% this week!"

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