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PaperclipPerfector  3d ago (text post)   2163 thread views

Small-Scale Question Sunday for February 9, 2025

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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Remember to take advantage of ISAs for tax free saving. You can put 4k a year into a lifetime isa with a government bonus of 1k, that's huge. You can withdraw that to buy your first house too, and keep it in bonds or something if you just want the money parked safe.

The UK has a ton of stupid little programs for saving and borrowing that you need to learn about by word of mouth. My dad made a tidy profit on a super low-interest loan through a government program when he bought his first house, even though he paid cash for it.

Thanks! I think I dimly recall someone mentioning them, but it had entirely slipped my mind before you reminded me.

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