Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?
This is your opportunity to ask questions. No question too simple or too silly.
Culture war topics are accepted, and proposals for a better intro post are appreciated.
Jump in the discussion.
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Notes -
Going off memory. Change your worldview from saving's as a denial of your income to instead that of "Paying Yourself First". Your saving's are something to be smiled upon and take pride in. Not a prevention of your ability to consume.
For the average person, get out of the cycle of living on whatever is your current income and instead get into the simplest of all possible budget plans.
Save 10% of your income. Pay off your debts. Then, once stable, invest.
It's a bit folksy. Often it's advise is outdated from an era of "just give him a good handshake and explain your situation". But humans intuit stories better than raw lists, and the advise is great for someone who is otherwise winging it at life.
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