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Small-Scale Question Sunday for December 8, 2024

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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Sure, I don't claim every secret will be promptly revealed. I claim a secret of this magnitude - existence of a secret manual which is given to every claim adjuster in the insurance company, and plainly states every claim must be denied - is very unlikely to survive for long. I'm sure there are secrets - probably very dirty secrets - that do survive, but they are probably not as widely known and as easy to reveal.