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Small-Scale Question Sunday for October 27, 2024

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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I like https://financier.io/ a lot; there's a free dev-operated instance for on-device budgets (with the option to pay $12/yr for cloud sync of unlimited budgets, so it can be used as a “family plan”). Doesn't support tracking stocks, but if you're fine to just add a “market value change” transaction at the end of the month it works great.

Doesn't have any bank integrations or statement parsing / bulk transaction import ability whatsoever (though I've heard there are 3rd-party Python scripts to do this); however it does have a pretty nice transaction "reconciliation" flow (items go entered → marked as reconciled → confirmed as reconciled.)

It's seemingly inspired by EveryDollar and YNAB, but (compared to EveryDollar) it is much more graceful about overflowing dollars you neglected to budget in the first place (and/or dollars you overspent) to the next month.