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Small-Scale Question Sunday for September 22, 2024

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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One small thing to tack on that normies love to talk about is maximizing credit card/rewards point systems. It's a game you have to play to tread water, and you can get some marginal benefits on top of it if you do it well.

Churning is nowhere near as lucrative as it used to be, but when you're making not a ton of money it's an impactful hobby to start, and then using the correct credit cards for what you spend money on can be multiple thousands a year if you make and spend more.

I've maximized earnings primarily by using my well-off parents' existence to take financial risks other people can't, which have all paid off. A major one was renting a house for ~2.5 years when I moved into another.

I also dabble in class-action suits for fun (the profit is minimal). I'd be comfortable committing minor insurance fraud by falsifying documents and pirating any media that's not available DRM-free.