Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?
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Notes -
No. Regardless, you will still have to purchase title insurance for any financed transaction, which is according to the numbers, the biggest scam in the insurance industry.
To save you a click, title insurance has a loss ratio of around 5%, which corresponds to a roughly 20x markup. Contrast this with say fire insurance, which has a 65% loss ratio (ie the insurer expects to pay out 65 cents in claims for every dollar they collect in premiums), automotive of 75%, and homeowners of 82%.
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