It seems to me that expecting ASI in our lifetimes and worrying about fertility should be mutually exclusive. I fall in the camp that expects ASI, and it surprises me how many in rat-adjacent circles apparently fall in the other camp. If the intersection of these groups is actually non-empty and we have its representatives here, what is the cause of your concern?
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I mean, I mostly unironically agree with the thrust of your last paragraph. As you say, though, the probability we don't get ASI is not zero (though much less than 50% in my estimation) and you may want to hedge against it. But there is a cost to hedging and in many cases it's not worth it. Most people would be completely unprepared for survival if society collapsed, but they don't put in effort to be prepared, because it is a negative EV activity and the outcome is within their risk tolerance
Eating healthy? Absolutely, it improves your quality of life in the meantime as a nice bonus and it's not terribly difficult. Solving the fertility crisis? That is difficult and doesn't seem worth the effort. Similarly, I think the deficit is mostly irrelevant and isn't worth caring about, spending money you don't have is just too good. Meeting girls? Probably worth doing, you may find that you'll regret not having had "real" experiences, depending on the precise shape of the future.
That said, if I met someone completely neglecting their health and checked out of dating on the basis that "ASI is imminent", I wouldn't think of this as crazy -- just someone with somewhat different weights than me.
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